What this means is, unfortunately, you will need to act a lot faster than the landlords around you. Your property is very weakly backed by the government and I would recommend you to speak to someone who is a foreclosure expert/very knowledgeable in the real estate industry about what your options are and take action right away. There is not a lot of relief being given out to landlords right now, and even less for commercial landlords. To avoid foreclosure, a short sale would be the best option within this time-frame.