Short Sale Hardship Letters

Short Sale Hardship Letters

Lender Name
Lender Address
Lender’s fax number
Today’s Date

RE: Hardship Letter – Short Sale for _____________________ address Loan number: (#)
To Whom It May Concern:

I would like to apply to your Short Sale Program as I have been experiencing financial difficulties due to the economic impacts of Covid-19.
After having my current financial situation carefully analyzed and reviewed, I have concluded that it is no longer possible for me to comply with the original terms of the agreement. I have no choice but to ask you for your help on avoiding the foreclosure of my family’s home.

Due to the Covid-19 outbreak that began at the beginning of 2020, and the impacts it has had on my job, I currently owe more on my mortgage than what my home is actually worth.
I have tried to remedy my financial situation by (expanding the business, moving it online, looking for other jobs, etc) and have had no success during harsh economic times.

Please consider allowing me into your Short Sale Program so that we can lower the price and sell the house quickly before it goes into foreclosure. This will allow me to settle my financial obligation to you and have a chance to get back on my feet, without having to file for bankruptcy.

Please understand that financial hardships can occur in times of national crisis, and there is little remedy. I deeply appreciate your help in this matter. If you have any questions, or need anything further from me, you can contact my realtor and short sale specialist, Rob Chevez at (703) 587-0995.

I am enclosing my (last two months bank statements, last two year’s federal tax returns, last two pay stubs for all working borrowers, and my last two year’s W-2’s .

I, (your name), state that the information provided above is true and correct to the best of my knowledge.

Home Owner Name


Contact Information