It feels good to get testimonials likes these…Thank You. Virginia Short Sale Expert.

How is it going? I wanted to send you a quick note to thank you for the work you and your team did for me the last year. It has been thirteen months since I met you at my condo and you told me from the beginning that it could be a wild ride, but I honestly had no idea it would be that wild.
I imagine I only know a fraction of what really happened, but what I know is that we lost two buyers, the banks hated each other, me, you and everyone else resulting in monumental negotiations and renegotiations and renegotiations, two foreclosure dates were pushed, and we almost didn’t make the sale due to bickering every single day of the last couple weeks down to an hour before the papers were signed. Beside the fact that you dropped cash to help me pass the inspection, beside the fact that it was nearly a year of telephone work, to me the most valuable thing you did was communicate with me. Your knowledge, confidence and competence were the things that really held it together for me. I don’t know how many hour long phone calls we had where you explained the same things to me over and over until I understood them or gave me examples of people who had been there before and experienced the same things. That was the most invaluable thing to me.
I owe you and your team a life debt. If karma exists I will be working off that payment for a long time to come. In the fast pace, corporate world where no one take any accountability for anything they do, you and your team are proof that there are still good people out there working hard taking on way more accountability than they should.


VA, DC, MD HAFA Information -Home Affordable Forclosure Alternatives. Virginia Short Sale Expert

We service short sales in VA, DC & MD.

This Information is comes from Making Home and I thought it would be helpful.

Home Affordable Foreclosure Alternatives (HAFA) Program
If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. The benefit of a HAFA short sale is that you are no longer responsible for the difference between what you owe on your mortgage and the amount that your home sells for. You will also receive $3,000 in relocation assistance upon successful closing of your short sale. In a short sale, the servicer allows you to list and sell the mortgaged property with the understanding that the net proceeds from the sale may be less than the total amount due on the first mortgage. or deed-in-lieu of foreclosure With a deed-in-lieu of foreclosure, you voluntarily transfer ownership of your property to the servicer— provided the title is free and clear of mortgages, liens, and encumbrances. Generally, if you make a good faith effort to sell your property but are not successful, a servicer may consider a deed-in-lieu of foreclosure..

You may be eligible to apply if you meet all of the following:

•You live in the home or have lived there in the last 12 months.
•You have a documented financial hardship.
•You have not purchased a new house within the last 12 months.
•Your first mortgage is less than $729,750.
•You obtained your mortgage on or before January 1, 2009.
•You must not have been convicted within the last 10 years of felony larceny, theft, fraud or forgery, money laundering or tax evasion, in connection with a mortgage or real estate transaction.
*Eligibility criteria are for guidance only. Contact your mortgage servicer to see if you qualify for HAFA.

Program Availability
HAFA SM is available for mortgages that are owned or guaranteed by Fannie Mae and Freddie Mac or serviced by over 100 HAMP SM participating servicers.  Call us for a list of HAMP Servicers.